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Denuncian a Mercado Pago por cobrar tasas de interés superiores al 1300% anual
La plataforma digital fue demandada por aplicar tasas consideradas abusivas y desproporcionadas. El resultado de la causa judicial podría beneficiar a millones de usuarios.
10 septiembre, 2026
La plataforma Mercado Pago quedó en el centro de la polémica tras recibir una denuncia formal por el presunto cobro de tasas de interés desmedidas. Según las estimaciones de los denunciantes, estos cargos superan el 1300% anual, una cifra que califican como completamente desproporcionada para el bolsillo de los usuarios.
El caso está en manos del Juzgado N° 24 de la Ciudad de Buenos Aires. La demanda colectiva fue impulsada por el abogado Diego Espasandín, quien lidera la Asociación de Consumidores Financieros de la República Argentina (ACFRA).
La organización busca que la Justicia revise de forma exhaustiva todos los montos aplicados por la empresa durante los últimos tres años. El objetivo principal es lograr que la firma devuelva el dinero percibido de manera indebida.
El problema detrás de estos números afecta el día a día de la gente. Al respecto, Espasandín señaló en el streaming Contra Ataque que muchos clientes solicitaron financiamiento para resolver contingencias económicas concretas y terminaron asumiendo costos financieros excesivos.
Aunque el conflicto judicial comenzó a partir de dos reclamos individuales, la estrategia de la asociación es que la resolución final tenga un impacto masivo. De conseguir un fallo favorable, la medida beneficiaría directamente a unos siete millones de personas en todo el país que se encuentran en la misma situación.
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